Marks and Spencer offer a wide rangre of insurance cover to suit most peoples needs, including:


  • Travel Insurance: Generous cover for worry free travel Our travel insurance gives you award winning cover, no matter how far or how often you travel. Simply choose the cover you want, and any optional extra covers that you need. • Save 20% when you buy online. • Two cover options – Premier or Standard • Independent Traveller included with Premier annual multi-trip cover • Medical expenses up to £10,000,000* • Cancellation or curtailment costs up to £6,000* • Optional extra covers include baggage, winter sports, golf and business • M&S Cardholders receive 150 M&S points * with Premier Cover, lower limits apply to Standard Cover.
  • Home Insurance: Get exceptional cover for your home There are almost no limits on the cover you get with M&S Home Insurance (apart from money and liability limits). So you don’t have to put a price on all your possessions – or worry about being underinsured. • Unlimited cover (apart from money and liability limits) • A flexible claims service – new for old cover on all replaced contents • No policy excess to pay except £1,000 for subsidence, heave and landslip claims* • Two cover options – Premier or Standard • Pay by monthly instalments at no extra cost • Extra discounts and optional protection available • M&S Cardholders receive 1,000 M&S points *voluntary or compulsory excesses may apply.
  • Car Insurance: * Our comprehensive cover includes protection against accidents, fire and theft * Personal belongings cover – if damaged or stolen from your car * Driving abroad in the European Union – up to 90 days’ cover per trip * Approved repairs guaranteed for 3 years * Two cover options – Premier or Standard * Hire car if your car is damaged, stolen or written off* * RAC Breakdown, Legal Protection and Keycare all included*
  • Life Insurance: * Two cover options – Life Cover or Mortgage Life Cover * Fixed premiums from just £5 a month * Comprehensive cover includes terminal illness and accidental death * Lump sum payment provides financial security * Choose your cover level – from £15,000 up to £1 million * Single or joint policy with a term to suit you.
  • Pet Insurance: Five Star cover that leaves nothing to chance M&S Pet Insurance covers vet costs if your pet is ill or injured and covers the continuing costs of long term vet treatment. • Vet fees for illness and injury • Long term cover for your pet – save 15% when you buy online • No upper age limit • Lost or stolen – covers advertising and reward costs • Emergency boarding – your pet is looked after if you’re ill in hospital • Choose between Premier or Standard cover • M&S Cardholders receive 250 M&S points Vet's bills covered up to £7000 a year, with treatment as long as it's needed provided you keep your policy renewed. Save 5% for each additional pet you insure.
  • Wedding Insurance: * Four levels of cover for weddings and civil partnerships * No excess – with cover from as little as £59 * Cancellation cover if you have to cancel or cut short your wedding * Supplier failure – covers lost deposits and rearrangement costs * Public liability including legal costs – up to £2.5 million * M&S Cardholders receive 100 M&S points.